{
  "HubID": "5288",
  "Date": "6/16/2025",
  "HubTags": [
    "External Platform Posts",
    "Future Map"
  ],
  "Contacts": "",
  "Companies": "",
  "File": "",
  "Image": "5288__Image_URL.jpg",
  "Summary": "This long-term chart of consumer loan default rates (1987–2024) is revealing. Defaults remained elevated through the 2008 Global Financial Crisis, with brief spikes down, touching normal levels in the mid-1990s and around 2006. For most of the last decade, however, delinquency rates stayed well below that elevated threshold. Now, we're seeing a notable rise again—back into historically elevated territory—though still well below the peaks seen during prior downturns.",
  "Notes": ""
}